Accounts receivables

It is prudent to get 97% of the sale price paid using credit cards processing services and get your funds right away than to wait for 30 days.  By getting the funds in your account you can use the money to buy more products and resell many times over during the next 30 days to increase your profits.
If you offer services you can use the down payment to hire more help to get the job than faster or use to do more marketing to bring in more business.

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The bottom line is keeping your eyes on your Bank accounts. I recommend every other day log into your bank account or better yet learn how to connect your bank to QuickBooks during our QuickBooks classes and there you will see current bank and all credit cards balances anytime you login to QuickBooks.
We wish you much Success